Welcome to Health Insurance Guide
Maine Health Insurance Article
This is a selection made from among articles on Maine Health Insurance. For a permanent link to this article, or to bookmark it for future reading, click here.
What you need to know about travel health insurance
from:Traveling to a foreign land or to any location where you are basically on your own and you don’t know anyone can be pretty daunting. This is especially true with people who are no used to much traveling and are doing it for the first few times.
Although traveling is basically worry-free with the advancements in technology that allow for faster delivery of information, situations like lost baggage, missed flights, canceled flights do happen. But all these bad luck cannot seem to compare with illness contracted while traveling.
Often the changes in temperature and weather patters wreak havoc on your body. Often, these are people who have traveled to a certain location for the first time and have not yet acclimatized himself. There are also certain countries like those in the tropical areas where different kinds of disease can be contracted. In addition to extreme caution, most airlines and travel agencies advise travelers to get a travel health insurance just for these kind of things.
What is a travel health insurance?
There are actually different types of travel insurance in the market. Some are even part of the ticket cost that you have paid for whether traveling by air or by sea. In fact, recent terror attacks have also given birth to a different kind of travel insurance. Most of the time the insurance with the ticket will cover accidents that happened during flight. It will also cover cancelled flights or flights that stopped midway.
Travel health insurance, however, is an insurance that you have to purchase yourself. This is often availed by people who are planning to stay in a foreign country for a longer period of time. In fact, most travel health insurance are offered to people who are planning to stay in country from a minimum of two weeks to a year. For travelers who will be staying for more than a year, the insurance package is renewable up to two years.
One of the most common kinds is the International Medical insurance, which can reimburse the medical expenses that you will incur in case you get sick while you are traveling or while you are in a foreign country.
Depending on the package that you have availed of, it can even cover for your extended stay in the hospital as well as for emergency surgery. Some travel health insurance will also include coverage for emergency evacuation just in case you are needed to transported to another location for treatment, accident and death benefits as well as other travel assistance services. As part of their service insurance companies who offer travel health insurance provide coverage without the benefit of underwriting. This means that the person need not undergo medical examinations just to avail of the package.
Another kind of travel health insurance is the Annual Medical insurance that offers higher maximum coverage levels and an option to include members of the family. This is already a combination of a health insurance and a life insurance. This kind of insurance is usually availed of by expatriates and their families who will be staying for an extended period of time in a foreign land.
The same also goes with employees who are assigned to work abroad. There are even plans who will provide coverage for both the home country and the foreign land in case the person go to both countries every so often.
 |
 |
Maine Health Insurance News
MAINE COMPASS: Free children's vaccinations will encourage preventative health ... - Morning Sentinel
 Morning Sentinel | MAINE COMPASS: Free children's vaccinations will encourage preventative health ... Morning Sentinel Families concerned about health care costs now have one less thing to worry about: As of Jan. 1, children 18 and younger get their vaccinations without having to pay the cost of the vaccine. Maine's Universal Childhood Immunization Program ... |
Never mind Mitt Romney, don't bet on any party to care about the poor - The Guardian
 The Guardian | Never mind Mitt Romney, don't bet on any party to care about the poor The Guardian She was 60 and had a hernia but had no health insurance and no means to pay for an operation. She had a choice. Wait five years in pain and possibly peril so she could qualify for Medicare, or have her operation immediately – in which case the state ... Can Mitt Be Stopped? Wouldn't Mind a Mitt Romney Presidency… |
Maine: Where many of nation's eldest population stand to lose health insurance - Government Health IT
 Government Health IT | Maine: Where many of nation's eldest population stand to lose health insurance Government Health IT Paul LePage's plan to cut MaineCare benefits by $37 million. LePage said that cutting off about 65000 people from MaineCare would bring Maine closer to the average state's enrollment. It would save Maine $66 million in the next 18 months, according to ... Politics of MaineCare proposals set a trap for Democrats 'Taxing' our social duty to Maine people Pingree: Some LePage Medicaid cuts 'illegal' |
OP-ED | The Cost of Excluding Consumers - CT Newsjunkie
OP-ED | The Cost of Excluding Consumers CT Newsjunkie by Jennifer C. Jaff | Feb 6, 2012 8:47am The creation of health insurance Exchanges – marketplaces where consumers will be able to shop for and buy health insurance – is a cornerstone of the health reform law. But when the members of the Health ... |
Another View: Single-payer health care would not make medicine less costly - Press Herald
Another View: Single-payer health care would not make medicine less costly Press Herald ... Among solutions to important public policy issues, the most seductive, and the most deceptive, is the single-payer option Julie Pease advocates for health care (Another View, "Market reforms will not result in health care for all in Maine," Jan. |